Indira Gandhi Awas Yojana List 2025: Check Your Name, Eligibility & Apply Online
The Indira Gandhi Awas Yojana (IAY) was launched in 1985 to provide permanent housing to rural poor families in India. This scheme aimed to help economically weaker sections (EWS) build safe and durable homes. In 2016, it was merged with Pradhan Mantri Awas Yojana – Gramin (PMAY-G) to expand its reach. The government provides financial assistance to eligible families, ensuring they have access to basic amenities like electricity, water supply, and sanitation. The beneficiaries’ names are listed in the Indira Gandhi Awas Yojana List, which is updated regularly. People can check their names online and apply if they qualify.
The objective of the Indira Gandhi Awas Yojana
The main goal of the Indira Gandhi Awas Yojana is to provide affordable and permanent housing to low-income families in rural India. Many people in villages still live in kutcha houses, which are unsafe and vulnerable to natural disasters. This scheme helps such families by providing financial aid to build pucca houses with modern facilities. The initiative also promotes women’s empowerment, as the property is registered jointly in the name of the female member. Moreover, the scheme generates employment opportunities in rural areas, as laborers and construction workers are hired to build houses. This supports rural economic growth.
Financial Assistance & Benefits
Under this scheme, the government provides ₹1.2 lakh for house construction in plain areas and ₹1.3 lakh in hilly regions. The amount is directly transferred to the beneficiary’s bank account through Direct Benefit Transfer (DBT), ensuring transparency. Additionally, families get free LPG connections under the Ujjwala Yojana, electricity under the Saubhagya Yojana, and toilets under the Swachh Bharat Mission. Beneficiaries are also linked with MGNREGA (Mahatma Gandhi National Rural Employment Guarantee Act) to generate employment. The scheme prioritizes SC/ST, minorities, disabled persons, and widows, ensuring housing support for the most vulnerable sections of society.
Highlights of PMAY Gramin/iay.nic.in 2025
| Name of Schemes | Indira Gandhi Awas Yojana (IAY) 2025 |
| Launched By | Central Govt of India |
| Launched Date | Years Ago |
| Beneficiary | Every Poor Citizen for All States in India |
| Objective | To Provide a Pakka Makan |
| Benefits | Govt Given Pakka House |
| Scheme Status | Available Now |
| Category | Sarkari Yojana 2025 |
| Official Website | pmayg.nic.in |
Benefits of Indira Gandhi Awas Yojana
✅ Financial Assistance – ₹1.2 lakh (plain areas) and ₹1.3 lakh (hilly areas) for house construction.
✅ Basic Amenities – Houses include electricity, water supply, and toilets.
✅ Employment Generation – Jobs created under MGNREGA for construction.
✅ Direct Bank Transfer (DBT) – Funds directly transferred to the beneficiary’s bank account.
Objectives of Indira Gandhi Awas Yojana
🎯 Providing permanent housing to economically weaker sections (EWS) in rural India.
🎯 Promoting sustainable development by ensuring basic amenities in homes.
🎯 Empowering women by making house ownership jointly in the name of women and men.
🎯 Supporting rural employment through the MGNREGA scheme.
Eligibility Criteria for Indira Gandhi Awas Yojana
To be included in the Indira Gandhi Awas Yojana List, you must meet the following eligibility criteria:
🔹 Residency: Must be a permanent resident of India.
🔹 Economic Status: Applicant should belong to a BPL (Below Poverty Line) family.
🔹 Land Ownership: Must not own a permanent house.
🔹 Income Criteria: Annual income should be below ₹3 lakh.
🔹 SC/ST & Minorities: Priority is given to Scheduled Castes (SC), Scheduled Tribes (ST), and Other Backward Classes (OBC).
🔹 Widows & Disabled: Special preference for widows, differently-abled persons, and landless laborers.
Documents Required for Application
📌 Aadhaar Card – Identity proof.
📌 BPL Certificate – Proof of economic status.
📌 Domicile Certificate – Proof of residence.
📌 Income Certificate – To verify income eligibility.
📌 Ration Card – Proof of family details.
📌 Bank Account Details – For direct benefit transfer (DBT).
📌 Passport-size Photo – Required for the application form.
How to Check Indira Gandhi Awas Yojana List Online?
You can check your name in the Indira Gandhi Awas Yojana List 2025 by following these steps:
Step 1: Visit the official website
Go to the PMAY-G official website – https://pmayg.nic.in
Step 2: Click on “Beneficiary List”
On the homepage, look for the “IAY/PMAY-G Beneficiary List“ option and click on it.
Step 3: Enter your details
Enter your Aadhaar number, mobile number, or registration number to proceed.
Step 4: Click on “Search”
Your details will be displayed on the screen if your name is on the list.
Step 5: Download and Print
You can download and print the list for future reference.
How to Apply for Indira Gandhi Awas Yojana Online?
📝 Follow these simple steps to apply:
1️⃣ Visit the Official Website – Go to https://pmayg.nic.in.
2️⃣ Click on “Apply Online“ – Look for the registration option.
3️⃣ Fill in the Application Form – Provide your details, income details, and Aadhaar number.
4️⃣ Upload Documents – Attach necessary documents like Aadhaar, income proof, and bank details.
5️⃣ Submit the Application – Review and submit your form.
6️⃣ Verification Process – Authorities will verify your application.
7️⃣ Receive Approval & Financial Assistance – Once approved, the funds will be transferred to your bank account.
Do’s & Don’ts While Applying
✅ Do’s
✔ Use only the official website for registration.
✔ Ensure all documents are correct and uploaded properly.
✔ Check your application status regularly.
❌ Don’ts
✘ Don’t provide false information, as your application may be rejected.
✘ Don’t trust middlemen or agents – Apply only through the official portal.
✘ Don’t miss the application deadline.
FAQs – Indira Gandhi Awas Yojana List
- What is Indira Gandhi Awas Yojana?
It is a government scheme that provides financial assistance to rural poor to build permanent houses. It was later merged with PMAY-G in 2016.
- How can I check my name in the IAY list?
You can check your name by visiting the PMAY-G website and entering your Aadhaar or registration number.
- What is the financial assistance provided under this scheme?
The government provides ₹1.2 lakh for plain areas and ₹1.3 lakh for hilly areas.
- Can urban people apply for the Indira Gandhi Awas Yojana?
No, this scheme is only for rural areas. Urban housing schemes are covered under PMAY-Urban.
- How is the IAY list prepared?
The list is prepared based on SECC (Socio-Economic Caste Census) data and verified by Gram Panchayats.
- How do I apply for Indira Gandhi Awas Yojana?
You can apply online at pmayg.nic.in by filling out the application form and submitting the required documents.
- How can I check my application status?
Go to pmayg.nic.in, click on “Track Application”, and enter your registration number to check the status.
Conclusion
The Indira Gandhi Awas Yojana (IAY) has played a crucial role in providing permanent housing to rural poor families. If you qualify, you can check your name in the Indira Gandhi Awas Yojana List 2025 and apply online through the PMAY-G official website. Always ensure you use official sources and avoid middlemen for a smooth application process.
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